Moss is the Chairman and Chief Executive Officer of MidSouth Bank. He serves on the Bank’s Loan and Executive Committee (Executive Chairman), Trust Committee (Chairman), Asset/ Liability Committee and Executive Leadership Committee (Chairman). Mr. Moss graduated from Hillwood High School in Nashville in 1969, where he lettered in all sports and served as President of his senior class. In 1973, Mr. Moss graduated from the University of Tennessee with a Bachelor of Science degree, majoring in Banking. He served as Treasurer of Phi Gamma Delta fraternity, served on the Vol Corps, and on the Undergraduate Alumni Council.
Mr. Moss worked for Valley Fidelity Bank in Knoxville for one year after graduation from UT, and then worked 28 years with Third National Bank/SunTrust Bank in Nashville. He served in numerous leadership capacities in both the Retail and Commercial divisions of the bank, and in January 1995, he moved to Murfreesboro where he served as Regional President, overseeing Rutherford and Wilson Counties. He graduated from the National Commercial Lending School in 1978 and the Graduate School of Banking of the South in 1983. In January 2003, Moss served as one of the organizers for MidSouth Bank.
Mr. Moss has been very active in each of the communities in which he has lived. In Nashville, he served as President of The University of Tennessee (Davidson County) Alumni Chapter, UT National Alumni Board, President of the Downtown Optimist Club, and Secretary of the American Cancer Society. He also served as a TSSAA high school basketball official for 26 years. Since moving to Murfreesboro, Mr. Moss currently serves as Chairman of Middle Tennessee Medical Center’s Board, member of Saint Thomas Health Services Board in Nashville, MTSU Wesley Foundation Board Member, Business Education Partnership Board, and as a Sunday School teacher and Administrative board member for First United Methodist Church. He previously served as a member of the College of Business Administration Advisory Council at MTSU, Chairman of the Rutherford County Chamber of Commerce, Chairman of the United Way, President of the Discovery Center, National President of Phi Gamma Delta fraternity, President of the American Heart Association, and Trustee of the MTSU Foundation. Moss is a graduate of Leadership Rutherford and Leadership Middle Tennessee. Mr. Moss was the recipient of MTSU’s 2005 Champion of Free Enterprise, the Chamber of Commerce’s 2006 Business Person of the Year, and as the Y’s 2012 Humanitarian of the Year.
Waldron serves on the Bank’s Compliance/CRA Committee and serves on the Bank’s Loan/Compliance/Executive Committee (Vice Chairman) and as an alternate on the Bank’s Audit Committee. Mr. Waldron is a partner and managing member of Waldron Enterprises, Murfreesboro, Tennessee. He received a Bachelor of Science in engineering degree from Lipscomb University, Nashville, Tennessee. Waldron Enterprises builds homes, apartment units and manages apartment units and develops residential lots as well as acquires land tracts for future development. Mr. Waldron holds a State of Tennessee Contractors License, which includes residential, commercial, and industrial construction. He formerly served on the board of directors of Rutherford County Home Builders Association and Middle Tennessee Christian School.
Alexander serves as the Compliance Chairman of the Bank’s Loan/Compliance/Executive Committee and serves on the Bank’s Compensation Committee. Mr. Alexander is Dealer/Co-Owner of Alexander Chevrolet in Dickson, Tennessee. He is a graduate of Auburn University and served in the United States Air Force. Mr. Alexander formerly served as a Commissioner of the Rutherford County Airport Authority. He has served on the board of the Rutherford County Chamber of Commerce and was selected Rutherford County Chamber of Commerce Business Person of the Year.
Allen serves on the Bank’s ALCO Committee and the Bank’s Loan/Compliance/Executive Committee. Mr. Allen is the President of Venture Express, Inc.; Creative Transportation; Allen’s Cartage Company, LaVergne, Tennessee; and co-owner of Center Hill Marina & Yacht Club. He attended Austin Peay State University, Clarksville, Tennessee and the University of Tennessee, Nashville. Mr. Allen formerly served as a member of the board of directors of Rutherford Bank & Trust, Murfreesboro and Independent Bank, Gallatin, Tennessee. He served as past chairman of Tennessee Trucking Association and Nashville Motor Freight. His past accomplishments include being selected as Nashville Business Journal’s Executive of the Year. He is a supporter of Vanderbilt Children’s Hospital and Ronald McDonald House.
Barton serves on the Bank’s Audit Committee. Ms. Barton is Principal of John Pittard Elementary School in the Murfreesboro City Schools System, completing her eleventh year in administration. Prior to becoming principal she taught in the classroom for fifteen years at Reeves Rogers. She received a Bachelor of Science Degree in Education; Master of Education in Administration/Supervision; and Education Specialist in Administration/ Supervision from Middle Tennessee State University. Ms. Barton has received awards for her outstanding teaching and administrative duties including: District Winner for Murfreesboro Education Association Distinguished Administrator in 2003; District Winner and state finalist 2000, Tennessee Teacher of the Year; member of Who’s Who in American Teachers; a Career Ladder Three Teacher since 1993. Her professional memberships include: Association of Elementary Principals; Principals’ Study Council; Delta Kappa Gamma; past member of International Reading Association and
Kappa Delta Pi.
Ms. Barton’s civic and volunteer activities include: active member of Murfreesboro Charity Circle, Oakland High PTO (Membership Chair), and Oakland High School Booster Club (President); past member of Middle Tennessee Medical Center Ambassadors; Murfreesboro Junior League; Blue Raider Athletic Association; Rutherford County American Heart Walk System Coordinator; The United Way Allocations Committee; and The Discovery Center. She is a graduate of Leadership Rutherford. Ms. Barton is an active member of First United Methodist Church, its Sanctuary Choir and Education Committee, having also served as VBS Coordinator, Stewardship Chair, Sunday School Teacher and Preschool Board Chair.
Caudle is the President and Chief Operating Officer MidSouth Bank, as well as serving on the Bank’s Loan/Compliance/Executive Committee (Loan Chairman), Asset/Liability Committee (Chairman) and Executive Leadership Committee. He was an organizer of the Bank, and he first joined the board of directors in 2005. Mr. Caudle received a Bachelor of Science degree in Mathematics from Middle Tennessee State University. He continued his education through the American Institution of Banking; Tennessee School of Banking at Vanderbilt University, and the National Automated Clearing House Association’s The Payment Institute at the University of Colorado. Mr. Caudle began his banking career in 1971 at Murfreesboro Bank & Trust Company (now SunTrust Bank). He started as a Management Trainee, and within two years was promoted to Branch Manager. When Murfreesboro Bank & Trust moved to its new location in 1978, Mr. Caudle became the Data Processing Manager. Other positions he held while with the bank included Bank Operations Manager; Marketing and Product Development; Corporate Services Manager; and Commercial Lending Officer.
Mr. Caudle has been active in professional organizations throughout his 37 years in banking. He is serving on the board of directors of the Tennessee Automated Clearing House Association (TACHA). He has also served as past president of TACHA, as a board member of the National Automated Clearing House Association (NACHA) and as a NACHA Education and Training committee member. Mr. Caudle has been very active in the Rutherford County community. He was a member of the Murfreesboro Historic Zoning Commission for 21 years and has served as chairman. In 1991 he was a graduate of Leadership Rutherford and has been a board member. Other affiliations in which Mr. Caudle is involved include board of directors and current Chair of Main Street; Assistant Scoutmaster of Boy Scout Troop 416 for 20 years; a board member of the Middle Tennessee Medical Center Foundation and head of the investments and grants committee; Eta Gamma Chapter of Sigma Chi fraternity House Corporation President; and City of Murfreesboro Comprehensive Land Use committee member. Mr. Caudle was honored with the Distinguished Sales & Marketing Award from Sales & Marketing Executives of Nashville in 1994. Because of his extensive involvement with the Boy Scouts, he was presented with the Long Rifle Award by the Trail of Tears District Middle Tennessee Council Boy Scouts of America.
Coggin serves on the Bank’s Compensation Committee (Chairman), the Bank’s Audit Committee and the Bank’s Loan/Compliance/ Executive Committee. Mr. Coggin is Senior Vice President of National HealthCare Corporation, Murfreesboro, Tennessee. He received a Bachelor of Arts in Humanities degree from Lipscomb University, Nashville, Tennessee and a Master of Public Health degree from The University of Tennessee, Knoxville. He serves as a board member for Lipscomb University, Leadership Middle Tennessee and the Rutherford County Heart Association. He is a former member of the board of directors of Middle Tennessee Christian School and of the Boys and Girls Clubs. Mr. Coggin was a member of the Governor’s Home and Community Based Advisory Task for the Elderly and the Governor’s TennCare Operations Roundtable.
Decker serves on the Bank’s Loan/Compliance/Executive Committee and the Bank’s Compensation Committee. Mr. Decker received his Bachelor of Science degree in Business Administration at Bryan College, Dayton, Tennessee. Mr. Decker is the owner of Decker Construction and Decker Displays as well as a partner of Decker & Belt Company in Murfreesboro. In the last 30 years these companies have been involved in the Middle Tennessee area in developing and building single family homes, condominiums, apartments and light commercial buildings. Mr. Decker serves as an elder at New Heights Chapel (formerly College Heights Chapel). In 1986 he was involved with the formation of the Pregnancy Support Center. Currently he serves on the boards of Cedar Hall School, Special Kids, and Horton Haven Christian Camp.
Floyd serves on the Bank’s Compliance/CRA Committee and Executive Loan/Compliance Committee. Mr. Floyd is owner and President of Ole South Properties in Murfreesboro, Tennessee. For the last ten years Mr. Floyd’s company has been recognized by TVA as the largest Energy Right, independently owned builder in their seven-state region. Ole South Properties Inc. became the largest builder in the state of Tennessee in 2001. He serves on the Rutherford County Homebuilders Board. He has served as a board member of the United Way and the Boys and Girls Clubs. He has made contributions to the new Murfreesboro City Schools Foundation, Discovery Center, Special Kids, Heart Ball and Special Olympics. He is the President of the John D. Floyd Charitable Foundation.
Gintzig currently serves as Rear Admiral, Deputy Chief, Bureau of Medicine and Surgery, in the United States Navy. Mr. Gintzig most recently served as Senior Vice President with UnitedHealth Group, the nation’s largest health and well-being company. He was formerly the Chief Executive Officer and President of Middle Tennessee Medical Center (MTMC), Murfreesboro and Saint Thomas Health Services, Nashville. Mr. Gintzig has over 25 years experience as a senior healthcare executive. He received his Bachelor’s and Master of Business Administration degrees from George Washington University, Washington, D. C. He serves on the board of the American Hospital Association and has served on the boards of the Boys and Girls Clubs of Rutherford County, Primary Care and Hope Clinic, United Way and the Discovery Center. He is a member of the American College of Health Care Executives.
Kidd, a certified public accountant (CPA), is the assistant controller in the financial reporting and tax area of National Healthcare Corporation (NHC). His responsibilities include: oversight and review of federal and state tax compliance issues, compliance and monitoring of GAAP and U.S. Securities and Exchange Commission requirements, and ensuring SOX compliance. Prior to joining NHC in 2008, Mr. Kidd had 10 years of public accounting experience, serving clients in middle Tennessee and the southeast region. He received a bachelor’s degree in accounting from Middle Tennessee State University.
Kidd also serves on the board of directors of The Discovery Center at Murfree Spring, Candle Wishes Foundation, The One Hundred Club of Rutherford County, Inc., and Main Street Murfreesboro/Rutherford County.
Dr. Moss is a radiologist with Midstate Radiology, Inc., and is also on the medical staff at Middle Tennessee Medical Center. He is a trustee of the Murfreesboro City Schools Foundation and currently serves as secretary of the Murfreesboro Soccer Club where he has been a board member for five years. Moss is also involved in local real estate acquisition and development; since 1995, his development companies have developed three subdivisions and more than 170 single-family residential building lots in Rutherford County.
Murfree serves on the Bank’s Loan/Compliance/Executive Committee. Mr. Murfree is a senior partner of Murfree & Murfree, PLLC, Attorneys at Law in Murfreesboro, Tennessee. He received his Bachelor of Arts degree and his J. D. from Vanderbilt University. He presently serves on the board of The Christy-Houston Foundation, Inc. and was formerly chairman of its board. Mr. Murfree is on the board of directors of Middle Tennessee Medical Center and formerly served as its chairman. He is a former member of the board of directors of Saint Thomas Health Services. Mr. Murfree is a member of the Rutherford County Chamber of Commerce, formerly serving as its board chairman. He was selected as the 2002 Rutherford County Chamber of Commerce Business Legend. His past community involvements include serving as acting County Executive for Rutherford County; and president of Rutherford County Bar Association.
O’Brien serves on the Bank’s Compliance/CRA Committee (Chairman) and on the Bank’s ALCO Committee. Ms. O’Brien is Managing Broker with the firm of Coldwell Banker Snow and Wall. She has been affiliated with Snow and Wall since 1985 when she joined them as an Affiliate Broker. Prior to that, Ms. O’Brien was an LPN in the Emergency Room at Metro Nashville General Hospital, Rutherford Hospital (now MTMC), and Smyrna Hospital. She attended Middle Tennessee State University and Tennessee Real Estate Education Systems. She is past president of MTSU Blue Raider Athletic Association; a Regent of Colonel Hardy Murfree Chapter, DAR; and Rutherford County Association of Realtors director. Ms. O’Brien also was elected to, and served two four-year terms on, the Murfreesboro City Council.
Smith serves on the Bank’s Compensation Committee. Dr. Smith has been a partner in Family Health Associates in Murfreesboro since 1979. He served as Assistant Commissioner of Tennessee Department of Health from 1987-1992. He currently serves as Medical Director of Community Care of Rutherford County. He received a Bachelor of Science degree from Tennessee State University; a Masters of Science in Public Health; and a Medical Degree from Meharry Medical College. His residency was in Family Practice and Preventive Medicine at Meharry. Dr. Smith’s civic and community activities include: Chairman of the Dr. Martin Luther King Jr. Scholarship Fund; President of the National United States Colored Troops Living History Association; member of Murfreesboro Breakfast Rotary Club; member of Masonic Lodge Arunah Lodge 132; Chairperson of the Advisory Board of Bradley Academy Museum And Cultural Center; member of Rutherford County Historical Association; former Vice President of the Board for the Home of Sam Davis; and former President of the Middle Tennessee Civil War Round Table. Dr. Smith has received numerous awards for his outstanding achievements including; the Charles C. Jordan Memorial Award, Southern Public Health Association; Presidential Award, Rutherford Education Association; Alpha Omega Alpha National Honor Medical Society; Boy Scout Long Rifle Award for Outstanding Leadership in the Scouting Program; Murfreesboro Breakfast Rotary Club Rotarian of the Year in 2001; Omega Psi Phi Fraternity Inc. Omega Citizen of the Year 2002; and 2007 Physician of the Year.
Steele, a registered Professional Engineer, is vice president and partner in Huddleston-Steele Engineering, Inc., a local firm that has provided civil engineering, surveying, and planning services to Murfreesboro and Rutherford County since 1955. He currently serves as a director on the boards The United Way of Rutherford and Cannon Counties and the Rutherford County Chamber of Commerce, as well as on the session of First Presbyterian Church of Smyrna. Mr. Steele has previously served as president of the Boys and Girls Club of Rutherford County, and as a director on the boards of Linebaugh Library, Bank of the South and Mid-America Bankshares, Inc.
Thomas serves on the Bank’s Audit Committee and on the Bank’s Trust Committee. Dr. Thomas is a Professor of Accounting at Middle Tennessee State University where she has been a member of the faculty since 1989. She also served as the department Chair and Advisory Board Distinguished Professor for the years 2002-2007. Dr. Thomas is a graduate of Middle Tennessee State University, receiving her Bachelor’s of Business Administration and her Master of Science degrees in accounting from MTSU. In addition, she earned her Doctor of Business Administration degree with a major in accounting from Mississippi State University. Dr. Thomas is a certified public accountant and is a member of the American Institute of Public Accountants, the American Accounting Association and the Tennessee Society of Certified Public Accountants. She has had a number of articles published on a variety of accounting issues in academic and professional journals, including Accounting Horizons, Journal of Accountancy, Advances in Accounting, Critical Perspectives on Accounting, Directors Monthly, Tennessee Society of CPAs Journal, Advances in Public Interest Accounting, and Journal of Corporate Accounting and Finance, and she has presented accounting and professional issues and updates and academic papers to professional and educator groups throughout the United States. Dr. Thomas has received a number of professional awards, including the Tennessee Society of CPAs Lifetime Achievement in Accounting Education Award (2006), the American Institute of CPAs Distinguished Achievement in Accounting Education Award (2004), the MTSU Faculty Public Service Award (2002) and the Outstanding Faculty Award, MTSU College of Business (2002). Dr. Thomas served a three year term on the Board of Directors of the American Institute of CPAs, and also served two years on the audit committee. She has been involved in local community organizations, including Siegel High School Softball Booster Club, YMCA Board of Directors and Richard Siegel Foundation Trustees. Dr. Thomas is an active member of First United Methodist Church, serving on the church’s Permanent Endowment Committee and having served in the past on the church’s Finance Committee and as a Trustee of the Siegel Foundation.
Jernigan is the Senior Vice President, Investments with MidSouth Bank. He serves on the Bank’s Loan/Compliance/Executive Committee (Executive Chairman), Trust Committee (Chairman), Asset/ Liability Committee and Executive Leadership Committee (Chairman). Mr. Jernigan is a life-long resident of Murfreesboro. He graduated from Oakland High School in 1986. Upon his graduation from Oakland, he attended Auburn University on a four-year Army R.O.T.C. scholarship where he received a Bachelor of Science degree in Business Administration (Finance). After college, he served in the United States Army as an officer and UH-60 Blackhawk helicopter pilot-in-command.
Prior to joining MidSouth Bank, Mr. Jernigan was Owner and President of The Jernigan Agency, a full service insurance and financial consulting firm representing numerous insurance and financial services companies from 1994 to 1997. In 1997, he joined SunTrust Banks, Inc. as Vice President of Investments. Jernigan’s professional accreditations include Chartered Financial Consultant (ChFC) and Life Underwriter Training Council Fellow (LUTCF).
Mr. Jernigan participates in many community and civic organizations. He has served or is currently serving as President of the Board of Directors for The Discovery Center at Murfree Spring; Chairman of the Murfreesboro Parks and Recreation Commission; member of the Board of Directors for Murfreesboro Young Life; and member of the Murfreesboro Golf Commission.