Our Story

MidSouth Bank was organized in 2003 when a group of experienced Rutherford County bankers recognized the need for a hometown bank with local leaders, local ownership and local decision-making. Within a few months, a record-breaking $29.5 million in capital had been raised, confirming the need and support of a community bank in Tennessee’s fastest growing county.

In July 2003, the bank’s organizers demonstrated their commitment to the community by purchasing the First United Methodist Church building, one of Murfreesboro’s most recognized historic structures, saving it from possible demolition. The bank opened its doors to the Main Office in January 2004 in the remodeled gymnasium of the former church building. The building also currently houses the bank’s administrative offices.

The community rallied behind the bank in 2009-2010 when a secondary stock offering raised an additional six million dollars in capital. With its solid capital base and broad-based ownership spread among more than 1,800 shareholders, the bank is financially stable and positioned for future growth. As of September 30, 2012, MidSouth Bank had reported a profit in 11 consecutive quarters.

Today, many of the bank’s founders remain in leadership roles and have helped guide MidSouth Bank into the full-service financial institution it is today, combining friendly customer service with the latest products – including mortgage and wealth management services – to meet the needs of our customers and our community. Customers can choose to bank in person at any of our five Rutherford County locations or they can access their accounts at their convenience with Internet and mobile banking.

MidSouth Bank, the only locally-owned bank in Rutherford County, is committed to providing hometown service and full-service banking for years to come.