Checking Products

Select the MidSouth checking account that works best for you.  Every checking account detailed below includes the following benefits:

  •  Visit any ATM Nationwide and Pay Zero Fees1
  • Free Internet Banking with Bill Pay2
  • Free MasterMoney® Debit Card3
  • Free eStatements2
  • Free 24-Hour Telephone Banking
  • Optional Overdraft Protection4
  • $100 Will Open Any Checking Account
Account Business Free Checking Business Interest Checking Commercial Checking Commercial Interest Checking
Description Includes all MidSouth Bank checking features Free imaged checks with statements
Tiered interest earned on daily collected balances
Earnings credit calculated on the average daily balance may reduce or offset the account activity fees
Optional combined statement
This flexible account earns interest while keeping pace with your transaction activity
Optional combined statement
Maintenance & Service Fees No monthly maintenance fee

  • No charge for first 500 items per month (additional items will be charge $.20 each)
  • No minimum balance required
  • Account limited to $30,000 in accumulated cash transactions per month
$15 monthly maintenance fee can be waived by any of the following:
  • $3,500 minimum daily balance
  • $15,000 combined loan balance
  • $20,000 combined deposit and loan balance

No charge for first 500 items per month (additional items will be charge $.20 each)

Monthly transaction levels and deposit balances are analyzed to determine monthly fee Monthly transaction levels and deposit balances are analyzed to determine monthly fee
1Unlimited transactions at any MidSouth Bank ATM.
  Five (5) free transactions per statement month at any non-MidSouth Bank ATM worldwide. Additional transactions will be charged $3.00 each.
2Enrollment required.
3Subject to credit approval.
4Available upon request. Additional fees apply.