Additional Services

IOLTA Checking

  • Satisfies escrow needs while earning interest on lawyer’s trust accounts
  • Net interest is available after any applicable fees are forwarded to the Tennessee Bar Association
  • Up to five monthly ATM transactions nationwide with zero fees1
  • Free Internet Banking with Bill Pay2
  • Free MasterMoney® Debit Card3
  • Free eStatements2
  • Free 24-Hour Telephone Banking

Minimum Deposit to Open

  • $100

 Maintenance & Service Fees

  • No monthly maintenance fee
  • No charge for first 100 items per month (additional items will be charge $.20 each)

1Unlimited transactions at any MidSouth Bank ATM. Five (5) free transactions per statement month at any non-MidSouth Bank ATM worldwide; additional transactions will be charged $3.00 each. MidSouth Bank absorbs fees charged by the owner of the non-MidSouth ATM.
2Enrollment required.
3Subject to credit approval.

Business Payroll Processing and Tax Filing Services


Payroll Services from MidSouth Bank and Inova Payroll are designed to simplify the complexities of payroll and tax filing. We deliver the right tools to help you save time and money so you can focus on your core business.

Features and Benefits

  • Various input methods: online, email, phone, fax
  • Payment options: direct deposit, electronic, paper checks, paycards
  • Nationwide payroll tax filing for federal, state and local jurisdictions
  • Quarterly and annual returns
  • W2s and 1099s
  • Meaningful reports

For More Information

Merchant Card Processing


Merchant card processing (VISA, MasterCard, Discover and American Express) through MidSouth Bank and BancCard of America, Inc. provides the most up-to-date services available in the market today. Our technology and personal service ensures that payments are deposited to your account as quickly as possible, while minimizing cost and risk.

Features and Benefits

  • Free analysis
  • Electronic check conversion
  • Gift cards to match your needs
  • Latest technology for POS, PC, internet and wireless options
  • Smartphone and Tablet Processing
  • 24/7 customer service
  • 100% customer satisfaction policy

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