Business Free Checking     Business Interest Checking
Commercial Checking     Commercial Interest Checking     IOLTA
Business Savings     Business Money Market Savings
Other Business Services

       At MidSouth Bank, we understand that in order to be competitive and successful, you need a reliable and accessible financial partner. That's why we're devoted to giving your business the advantage it needs. We deliver personalized service and the right products, whether you're a one-person shop or a fully staffed corporation.

       You can depend on us not only to provide you with superior financial products and services, but also with the expertise needed to help you make the best financial decisions for your business. As Rutherford County's only hometown bank, we share your commitment to making our community stronger.

BUSINESS FREE CHECKING
       Every business can profit from this account. We've packed it full of great benefits that will help your business succeed. Best of all, it's FREE! This is the account you've been waiting for - no hassles, no fees, no problems!

• Visit any ATM nationwide and pay zero fees *
• Free Internet Banking with Bill Pay **
• Free MasterMoney^® Debit Card ***
• Free imaged checks with statements
• No charge for the first 500 transactions per month
• Additional transactions will be charged $.20 each

Minimum opening deposit - $100
No monthly maintenance fee
No minimum balance
Account limited to $30,000 in accumulated cash transactions per month

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BUSINESS INTEREST CHECKING
       You work hard for your money, so let your money work for you with this interest-bearing business checking account! The higher your deposit balance, the higher your interest rate. Whether you're a qualified sole proprietership, non-profit organization or a government entity, this account will work for you!

• No charge for first 500 transactions per month
  • Additional transactions will be charged $.20 each
• Free imaged checks with statements
• Visit any ATM nationwide and pay zero fees *
• Free Internet Banking with Bill Pay **
• Free 24-hour Telephone Banking
• Overdraft Protection available
• Free MasterMoney^® Debit card ***
• Tiered interest earned on daily collected balances

Minimum opening deposit - $100
$15 monthly maintenance fee
Monthly maintenance fee is waived by one of the following:
$3,500 minimum daily balance
$15,000 combined loan balance
$20,000 combined deposit and loan balance

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COMMERCIAL CHECKING
       This account allows you to pay only for the services you use, while letting the earnings credit calculated on your average daily balance offset the monthly fee. As long as your earnings credit covers account activity, you pay no monthly charge.

• Optional combined statement
• Visit any ATM nationwide and pay zero fees *
• Free Internet Banking with Bill Pay **
• Free 24-hour Telephone Banking
• Overdraft Protection available
• Free MasterMoney^® Debit card ***

Minimum opening deposit - $100
Monthly transaction levels and deposit balances are analyzed to determine the monthly fee

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COMMERCIAL INTEREST CHECKING
       This flexible checking account earns interest whiel keeping pace with your transaction activity. It's available to qualified sole proprietorships, non-profits and government entities.

• Optional combined statement
• Visit any ATM nationwide and pay zero fees *
• Free Internet Banking with Bill Pay **
• Free 24-hour Telephone Banking
• Overdraft protection available
• Free MasterMoney^® Debit card ***
• Tiered interest earned on daily collected balances

Minimum opening deposit - $100
Monthly transaction levels and deposit balances are analyzed to determine the monthly fee

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IOLTA
       This account satisfies your escrow needs while earning interest on lawyer's trust accounts.

• No charge for the first 100 checks, deposits and deposited items per month
• Additional items will be charged $.20 each
• Free imaged checks with statements
• Visit any ATM nationwide and pay zero fees *
• Free Internet Banking
• Free 24-hour Telephone Banking
• Free MasterMoney^® Debit card ***
• Net interest is available after any applicable fees are forwarded to the Tennessee Bar Association

Minimum opening deposit - $100

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BUSINESS SAVINGS
       Every business can benefit from this basic savings account. It's perfect for businesses that are looking for a way to build capital but do not need check-writing access.

• No charge for the first 6 withdrawals per quarter
• Additional withdrawals will be charged $10 each

Minimum opening deposit - $100
$10 monthly maintenance fee
Monthly fee is waived by the following:

• $200 minimum daily balance

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BUSINESS MONEY MARKET SAVINGS
       Our Business Money Market account is perfect for businesses looking for a risk-free alternative to stocks and bonds. Your business earns a competitive rate of interest with limited access to funds.

• No charge for the first 6 withdrawals per quarter
• Additional withdrawals will be charged $10 each
• Optional combined or single statement
• Truncated statement (no checks or imaged checks)
• Tiered interest earned on daily collected balances

Minimum opening deposit - $100
$10 monthly maintenance fee
Monthly fee is waived by the following:

• $1,000 minimum daily balance

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OTHER BUSINESS SERVICES
       MidSouth Bank also offers an array of other services designed to help your business succeed. Among them, merchant card and cash management services. Contact your local office for more information.

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* Unlimited free transactions at any MidSouth Bank ATM. Five free transactions per statement month at any non-MidSouth Bank ATM nationwide. Additional transactions will be charged $3.00 each.
** Enrollment required.
*** Subject to credit approval.

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