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    Personal Loans for Purchases     Select Home Equity Loan     
    Select Home Equity Line of Credit     MidSouth Bank Credit Card

           We're committed to making it convenient for you to borrow the money you need to reach your financial goals. At MidSouth Bank, we offer a wide variety of lending services to meet your needs.


    PERSONAL LOANS FOR PURCHASES
           Whether you're wanting to buy furniture, make some home improvements or take your dream vacation, personal loans from MidSouth Bank are ideal. We have repayment options to fit your budget, and the application process is easy. Ask our customer service representative today about current interest rates and how to apply.

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    SELECT HOME EQUITY LOAN
           If you're planning on making any large purchases in the near future, then a Select Home Equity Loan from MidSouth Bank is perfect for you. It works just like a regular mortgage. You get all the money up front, and then you make monthly payments over the life of the loan. Ask our customer service representative today about current interest rates and how to apply.

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    SELECT HOME EQUITY LINE OF CREDIT
           Put your home to work for you with a MidSouth Select Home Equity Line of Credit. We allow you to finance the things you want and need with the equity you've earned in your home.

    • Secured by first or second lien on primary or secondary residence
    • No closing costs for lines less than $100,000
    • Closing costs are paid if line remains open up to 2 years
    • Term: 15 year maturity, 10 years to draw (revolving) with last 5 years reserved for repayment
    • Rate Index: N.Y. Prime
    • Interest Rate: variable floating at the index or some multiple above or under. Maximum APR is 24%.
    • You may pay cost of title insurance policy for line of $100,000 or more

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    MIDSOUTH BANK CREDIT CARD
           For your purchasing convenience, we're proud to offer you a MidSouth Bank VISA or MasterCard credit card with any MidSouth account*. Our credit cards feature no annual fee and are accepted around the world. Plus they're backed by our hometown personal service. So apply today to begin enjoying the benefits of a MidSouth Bank credit card.*

    *Subject to credit approval.

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