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Personal Loans for Purchases
Select Home Equity Loan
Select Home Equity Line of Credit
MidSouth Bank Credit Card
We're committed to
making it convenient for you to borrow the money you need to reach your
financial goals. At MidSouth Bank, we offer a wide variety of lending
services to meet your needs.
PERSONAL LOANS FOR PURCHASES
Whether you're wanting to buy furniture, make some home improvements or
take your dream vacation, personal loans from MidSouth Bank are ideal.
We have repayment options to fit your budget, and the application
process is easy. Ask our customer service representative today about
current interest rates and how to apply.
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SELECT HOME EQUITY LOAN
If you're planning on making any large purchases in the near future,
then a Select Home Equity Loan from MidSouth Bank is perfect for you. It
works just like a regular mortgage. You get all the money up front, and
then you make monthly payments over the life of the loan. Ask our
customer service representative today about current interest rates and
how to apply.
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SELECT HOME EQUITY LINE OF CREDIT
Put your home to work for you with a MidSouth Select Home Equity Line of
Credit. We allow you to finance the things you want and need with the
equity you've earned in your home.
- Secured by first or second lien on primary or secondary residence
- No closing costs for lines less than $100,000
- Closing costs are paid if line remains open up to 2 years
- Term: 15 year maturity, 10 years to draw (revolving) with last 5 years reserved for repayment
- Rate Index: N.Y. Prime
- Interest Rate: variable floating at the index or some multiple above or under. Maximum APR is 24%.
- You may pay cost of title insurance policy for line of $100,000 or more
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MIDSOUTH BANK CREDIT CARD
For your purchasing convenience, we're proud to offer you a MidSouth
Bank VISA or MasterCard credit card with any MidSouth account*. Our
credit cards feature no annual fee and are accepted around the world.
Plus they're backed by our hometown personal service. So apply today to
begin enjoying the benefits of a MidSouth Bank credit card.*
*Subject to credit approval.
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