Easy Move Service      MidSouth Bank Credit Card
Overdraft Protection Services
Safe Deposit Box      Wire Transfers

EASY MOVE^SM SERVICE
       It would be nice if moving your checking account was as simple as changing lanes or even your socks, especially if you have automatic debits, deposits and payment transfers. Well, now it is. With MidSouth Bank's exclusive Easy Move^SM service, you can sit back and relax while Abby and her team of experts take care of all the details.

Make it easy on yourself:

1. Bring in your current bank statements with a list of automatic debits/deposits when you come in to open your account.
2. Our Easy Move^SM expert will help notify businesses making deductions of your new account information. You will receive notification when each draft has been moved.
3. We will honor all drafts during the transition period with no service charge and no overdraft fees.
4. We will deposit $25* to your personal account when your final transfer is made
5. When you open any personal or business checking account, and combine it with a savings OR money market account, we will deposit $50** into your account.

       For more information, call 615-278-7100.

*Value of reward may be reported to the IRS as interest.
**Accounts closed within six months will forfeit the $50 reward. Limit one per household.

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MidSouth Bank Credit Card
       Whether you want the convenience of a Personal Credit Card, or the ability to track company expenses with a Business Credit Card, we have the solution with a MidSouth Bank Credit Card*. MidSouth Bank cardholders enjoy easy access to their account information, by phone or internet, to keep track of balances and current card activity. You can even make payments electronically using the optional on-line card payment service. To apply, simply pickup an application at any branch office or call us at 278-7119 to request an application by mail.

       Current Cardholders: to access your account on-line, go to MidSouth Bank Online Credit Card Access.

       *Credit Card service is subject to credit approval and may require additional information to accompany business card requests.

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OVERDRAFT PROTECTION SERVICE
       Overdraft Protection Service provides peace of mind in a hectic world where unexpected mistakes or purchases can lead to costly fees. Once you have established your Overdraft Protection Service, your checking accounts will be protected from non-sufficient funds fees and returned checks. When an overdraft occurs, funds are automatically transferred from a line of credit* or from your savings, money market or other checking account. Ask us today how you can sign up! (Enrollment is required.)

*Subject to credit approval.

Fees
Overdraft Protection Transfer      $10 per transfer

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SAFE DEPOSIT BOX
       Protect your valuable documents, jewelry and more with MidSouth Bank's safe deposit box service. We offer boxes in a wide variety of sizes for a nominal annual fee. We also offer a 50% discount to our Select Club, Select 50 and Select Advantage account holders. You may access your safe deposit box anytime during banking hours.

SAFE DEPOSIT BOX FEES

Late Fee:10% of annual rent charged 30 days past due date, minimum $5.00

Lost Key Replacement Fee        $25 per key
Drill Fee                                            $Approximately $300*

*When box must be drilled due to loss of both keys, a scheduled appointment must be made and a renter must be present. The drill fee will be based on actual charges for service rendered.

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WIRE TRANSFERS
       We offer wire transfer service to our bank customers.

Fees
Domestic (incoming)      $10 each
Domestic (outgoing)       $15 each
International (incoming)  $10 each
International (outgoing)   $45 each

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