Checking Products

In addition to our friendly service, every MidSouth checking account includes some great benefits:

  • Up to five monthly ATM transactions nationwide with zero fees1
  • Unlimited Free Check Writing
  • Free Internet Banking with Bill Pay2
  • Free Mobile Banking
  • Free MasterMoney® Debit Card3
  • Free eStatements2
  • Free 24-Hour Telephone Banking
  • Optional Overdraft Protection4
  • $100 Will Open Any Checking Account
Account Select Free Checking Select Plus Checking Select 50 Checking Select Advantage Checking
Description Includes all MidSouth Bank checking features. Includes all MidSouth Bank checking features plus:

  • Free imaged checks with statements
  • Free wallet style checks
  • Free cashiers checks (2 per month)
  • Interest earned on daily collected balances over $1,000
Recognizes our customers age 50 or better with all MidSouth Bank checking features plus:

  • Free imaged checks with statements
  • Free wallet style checks
  • Free cashiers checks (2 per month)
  • Free notary service
  • 50% discount on safe deposit box annual rent (3×5)
  • Interest earned on daily collected balances over $1,000
Select Advantage is our premier checking account featuring all the extras:

  • Free imaged checks with statements
  • Free wallet style checks
  • Free cashiers checks (2 per month)
  • Free notary service
  • Free safe deposit box annual rent (3×5 or equivalent discount)
  • Unlimited online check images via Internet Banking
  • Tiered interest earned on daily collected balances over $1,000
Maintenance & Service Fees No monthly maintenance fee. $8 monthly maintenance fee can be waived by any of the following:

  • $1,000 minimum daily balance
  • $1,500 monthly average balance
  • $10,000 combined deposit balances
  • $30,000 combined loan and deposit balances
  • $30,000 business relationship with loans and deposits

 

$5 monthly maintenance fee can be waived by any of the following:

  • $500 minimum daily balance
  • $1,000 monthly average balance
  • $5,000 combined deposit balances
  • Direct deposit
$20 monthly maintenance fee can be waived by any of the following:

  • $5,000 minimum daily balance
  • $10,000 monthly average balance
  • $20,000 combined deposit balances
  • $50,000 combined loan and deposit balances
  • $50,000 business relationship with loans and deposits
  • $100,000 Investment Relationship with Raymond James

1Unlimited transactions at any MidSouth Bank ATM. Five (5) free transactions per statement month at any non-MidSouth Bank ATM worldwide; additional transactions will be charged $3.00 each.
2Enrollment required.
3Subject to approval.
4Available upon request. Additional fees apply.