In addition to our friendly service, every MidSouth checking account includes some great benefits:
- Up to five monthly ATM transactions nationwide with zero fees1
- Unlimited Free Check Writing
- Free Internet Banking with Bill Pay2
- Free Mobile Banking
- Free MasterMoney® Debit Card3
- Free eStatements2
- Free 24-Hour Telephone Banking
- Optional Overdraft Protection4
- $100 Will Open Any Checking Account
| Account |
Select Free Checking |
Select Plus Checking |
Select 50 Checking |
Select Advantage Checking |
| Description |
Includes all MidSouth Bank checking features. |
Includes all MidSouth Bank checking features plus:
- Free imaged checks with statements
- Free wallet style checks
- Free cashiers checks (2 per month)
- Interest earned on daily collected balances over $1,000
|
Recognizes our customers age 50 or better with all MidSouth Bank checking features plus:
- Free imaged checks with statements
- Free wallet style checks
- Free cashiers checks (2 per month)
- Free notary service
- 50% discount on safe deposit box annual rent (3×5)
- Interest earned on daily collected balances over $1,000
|
Select Advantage is our premier checking account featuring all the extras:
- Free imaged checks with statements
- Free wallet style checks
- Free cashiers checks (2 per month)
- Free notary service
- Free safe deposit box annual rent (3×5 or equivalent discount)
- Unlimited online check images via Internet Banking
- Tiered interest earned on daily collected balances over $1,000
|
| Maintenance & Service Fees |
No monthly maintenance fee. |
$8 monthly maintenance fee can be waived by any of the following:
- $1,000 minimum daily balance
- $1,500 monthly average balance
- $10,000 combined deposit balances
- $30,000 combined loan and deposit balances
- $30,000 business relationship with loans and deposits
|
$5 monthly maintenance fee can be waived by any of the following:
- $500 minimum daily balance
- $1,000 monthly average balance
- $5,000 combined deposit balances
- Direct deposit
|
$20 monthly maintenance fee can be waived by any of the following:
- $5,000 minimum daily balance
- $10,000 monthly average balance
- $20,000 combined deposit balances
- $50,000 combined loan and deposit balances
- $50,000 business relationship with loans and deposits
- $100,000 Investment Relationship with Raymond James
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1Unlimited transactions at any MidSouth Bank ATM. Five (5) free transactions per statement month at any non-MidSouth Bank ATM worldwide; additional transactions will be charged $3.00 each. MidSouth Bank absorbs fees charged by the owner of the non-MidSouth ATM.
2Enrollment required.
3Subject to approval.
4Available upon request. Additional fees apply.