Savings Products

Account Regular Savings Money Market Certificates of Deposit Individual Retirement Accounts (IRA)
Description Interest earned on daily collected balances Monthly statement Tiered interest earned on daily collected balances Monthly statement Choose from a variety of CD terms and rates

  • Grace period – 10 calendar days
  • Automatically renewable
  • Interest may be paid monthly, quarterly, annually or at maturity by direct deposit or check
Several options to choose from including traditional IRA, Roth IRA and SEP  
Minimum Deposit to Open $100 ($25 for minors under 18 years of age) $100 $1,000 $1,000  
Maintenance & Service Fees $10 monthly maintenance fee can be waived by the following:

  • $100 average daily balance
  • Full-time students with valid student ID
  • Minors

No charge for the first 6 withdrawals per month ($10 will be charged for each additional withdrawal)
$10 monthly maintenance fee can be waived by the following:

  • $500 average daily balance
  • Full-time students with valid student ID
  • Minors

No charge for the first 6 withdrawals per month ($10 will be charged for each additional withdrawal)
Penalty for early withdrawal Fixed and variable rate products with terms up to 60 months