MIDSOUTH BANK PROMOTES TIM BEAL

Murfreesboro, TN – Lee Moss, Chairman and CEO of MidSouth Bank, has announced that Tim Beal has been promoted to Mortgage Loan Officer.

Beal received a Bachelor of Arts degree from the University of South Florida in 1988. He has over 19 years experience in the financial industry where he began his career in 1990 with Transouth Financial Services in Florida. Prior to joining MidSouth Bank he was a Branch Manager with Liberty Alliance Federal Credit Union in Smyrna, TN, where he served as the mortgage loan officer as well as handling customer inquiries, mortgage sales and processing. He has lived in Murfreesboro for the past twelve years.

Beal, his wife Candy, and their children attend Illuminate Church in Murfreesboro.

"We are very fortunate to have someone of Tim's integrity and character as a member of the Mortgage Lending team", stated Lee Moss, Chairman and CEO. "We look forward to Tim helping our mortgage lending division continue to grow"

MidSouth Bank is a full-service bank with deposits insured by the Federal Deposit Insurance Corporation. The bank also offers trust and investment services. MidSouth Bank's corporate headquarters are located at One East College Street in Murfreesboro, Tennessee. Rutherford County's ONLY hometown bank is dedicated to serving and making a difference in our community. The bank has four offices in Murfreesboro and one office in Smyrna. Additional information concerning the bank may be obtained by calling 615-278-7100 or visiting the bank's web site at www.midsouthbanking.com.