MidSouth Bank - Murfreesboro, Tennessee

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Regular Savings Account Money Market Account
Christmas Savings Vacation Savings CDs IRAs

At MidSouth Bank, we understand that achieving your dreams begins with a solid savings plan. Let us help you choose the services that will provide you with the money you need when you need it.

REGULAR SAVINGS ACCOUNT²
Our Regular Savings account fits a variety of needs, from first-time savers to those looking for easy access to their savings.

No charge for first 6 withdrawals per month
$10 each withdrawal over 6
Statements mailed monthly (no images)
Tiered interest earned on daily collected balances
Interest Tiers:
$0 - 19,999.99
$20,000 - $99,999.99
$100,000 or more

Minimum opening deposit - $100 ($25 for minors & full-time students)
$10 monthly maintenance fee
Monthly fee is waived for any of the following:

$100 minimum daily balance

Minors

Full-time students

MONEY MARKET ACCOUNT²
This account provides an attractive rate of return with flexible access to your money.

No charge for first 6 withdrawals per month regardless of withdrawal method
$10 each withdrawal over 6
Account statements mailed monthly (no images)
Tiered interest earned on daily collected balance
Interest Tiers:
$0 - $9,999.99
$10,000 - $49,999.99
$50,000 - $99,999.99
$100,000 - $249,999.99
$250,000 - $499,999.99
$500,000 or more

Minimum opening deposit - $100
$10 monthly maintenance fee
Monthly fee is waived for any of the following:

$500 minimum daily balance

Minors

Full-time students

CERTIFICATES OF DEPOSIT (CD)
This popular savings option provides you with the benefits of guaranteed, higher-than-average interest rates. You can choose from a variety of CDs, earning varied rates. Ask about special offers.

Grace period- 10 calendar days
Automatically renewable
Interest may be paid monthly, quarterly, annually or at maturity by direct deposit or check

Minimum opening deposit - $1,000

INDIVIDUAL RETIREMENT ACCOUNTS (IRA)
Let us help you begin planning for the future today with a traditional IRA, Roth IRA and SEP. You may . MidSouth Bank offers several options to assist you as you plan for retirement, including a traditional IRA, Roth IRA and SEP. In addition to potentially lower ing your current tax bill, you may be able to capture greater earnings than with a non-retirement account (consult a qualified financial adviser for specific tax details). You can choose from both fixed and variable rate products whith terms up to 60 months.

Minimum opening deposit - $100

²Transaction Limitations: In compliance with banking regulations, preauthorized transfers from a money market or savings account to another account or to a third party are limited to no more than 6 per month. Preauthorized transfers include those made by telephone, computer transfer, preauthorized or automatic debit, or automatic overdraft transfer. Of the 6 preauthorized transfers, no more than 3 may be made by check, draft, debit card or similar device.